Financing
         Are the terms annual percentage rate (APR), points, and private mortgage insurance (PMI) new to you? Not sure what the difference is between 80-15-5 and 80-10-10? There are many options when it comes to financing a home. Learn more about the mortgage loan process with Horizon Capital. 
        
		  Jim Sakrisson 
		  Jim@hzcap.net 
          (619) 251-5047 
		  4134 Adams Suite 10 
          San Diego, CA 92116
		 
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